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Code § 54.1-1106, Class A contractors; application; fees", "url": "https://law.lis.virginia.gov/vacode/title54.1/chapter11/section54.1-1106/", "retrievedAt": "2026-09-22", "type": "statute" }, { "id": "va-1", "title": "Va. Code § 54.1-1108, Class B contractors; application; fees", "url": "https://law.lis.virginia.gov/vacode/title54.1/chapter11/section54.1-1108/", "retrievedAt": "2026-09-22", "type": "statute" }, { "id": "va-2", "title": "18VAC50-22-60, Requirements for a Class A license", "url": "https://law.lis.virginia.gov/admincode/title18/agency50/chapter22/section60/", "retrievedAt": "2026-09-22", "type": "statute" }, { "id": "va-3", "title": "18VAC50-22-50, Requirements for a Class B license", "url": "https://law.lis.virginia.gov/admincode/title18/agency50/chapter22/section50/", "retrievedAt": "2026-09-22", "type": "statute" }, { "id": "vt-0", "title": "26 V.S.A. § 5501, Registration required", "url": "https://legislature.vermont.gov/statutes/section/26/106/05501", "retrievedAt": "2026-09-22", "type": "statute" }, { "id": "vt-1", "title": "26 V.S.A. § 5509, Requirements of registrants", "url": "https://legislature.vermont.gov/statutes/section/26/106/05509", "retrievedAt": "2026-09-22", "type": "statute" }, { "id": "vt-2", "title": "26 V.S.A. ch. 106, Residential Contractors (section list; no bond section)", "url": "https://legislature.vermont.gov/statutes/chapter/26/106", "retrievedAt": "2026-09-22", "type": "statute" }, { "id": "vt-3", "title": "Residential Contractor FAQs, Vermont Secretary of State", "url": "https://sos.vermont.gov/residential-contractors/residential-contractor-faqs", "retrievedAt": "2026-09-22", "type": "agency" }, { "id": "wa-0", "title": "RCW 18.27.040, Bond or other security required, Actions against, Suspension of registration upon impairment", "url": "https://app.leg.wa.gov/RCW/default.aspx?cite=18.27.040", "retrievedAt": "2026-09-22", "type": "statute" }, { "id": "wa-1", "title": "RCW 18.27.020, Registration required, Penalty", "url": "https://app.leg.wa.gov/RCW/default.aspx?cite=18.27.020", "retrievedAt": "2026-09-22", "type": "statute" }, { "id": "wa-2", "title": "Register as a contractor, Washington State Department of Labor & Industries", "url": "https://lni.wa.gov/licensing-permits/contractors/register-as-a-contractor/", "retrievedAt": "2026-09-22", "type": "agency" }, { "id": "wi-0", "title": "DSPS Form #3096, Dwelling Contractor Application Information (quotes the Wis. 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C.S.R. 28-2, West Virginia Contractor Licensing Act (Contractor Licensing Board legislative rule, filed 4/3/2026, effective 5/4/2026)", "url": "https://apps.sos.wv.gov/adlaw/csr/ruleview.aspx?document=18334&KeyWord=", "retrievedAt": "2026-09-22", "type": "statute" }, { "id": "wv-2", "title": "WV Division of Labor, Licensing Statutes & Rules", "url": "https://labor.wv.gov/licensing/licensing-statutes-rules", "retrievedAt": "2026-09-22", "type": "agency" }, { "id": "wy-0", "title": "Wyoming Statutes Title 35, ch. 9, §§ 35-9-123 and 35-9-125 (electrical licensing; no bond anywhere in the chapter)", "url": "https://www.wyoleg.gov/statutes/compress/title35.pdf", "retrievedAt": "2026-09-22", "type": "statute" }, { "id": "wy-1", "title": "Licensing, Wyoming State Fire Marshal, Electrical Safety (license types and fees; no bond)", "url": "https://wsfm.wyo.gov/electrical-safety/licensing", "retrievedAt": "2026-09-22", "type": "agency" } ], "changelog": [ { "date": "2026-09-23", "change": "Dataset first published with 48 of 51 jurisdictions verified", "fields": [] } ] }, "records": [ { "jurisdiction": "AK", "name": "Alaska", "statewideLicenseRequired": true, "licensingAgency": "Alaska Department of Commerce, Community, and Economic Development, Division of Corporations, Business and Professional Licensing, Construction Contractors Program", "licensingAgencyUrl": "https://www.commerce.alaska.gov/web/cbpl/ProfessionalLicensing/ConstructionContractors.aspx", "bondStatus": "required", "summary": "Every Alaska construction contractor must file a surety bond (or equivalent cash deposit) to register: $25,000 for a general contractor, $20,000 with a residential endorsement, $10,000 for mechanical and specialty contractors, and $5,000 for a handyman.", "bonds": [ { "name": "Construction Contractor Surety Bond", "amountUsd": 25000, "amountNote": "Depends on registration type. From the state's own bond form (08-4971, new 04/03/2025): General Contractor $25,000; General Contractor with Residential Endorsement $20,000; Mechanical Contractor $10,000; Specialty Contractor $10,000; Home Inspector $10,000; Handyman $5,000. A cashier's check cash deposit, or a time certificate of deposit / savings passbook assigned to the State, may be filed instead of a surety bond.", "appliesTo": "All registered construction contractors (general, residential-endorsed, mechanical, specialty, handyman) and home inspectors.", "obligee": "State of Alaska: the bond form reads 'held firmly bound to the State of Alaska, in the sum of the amount marked above'.", "statute": "AS 08.18.071", "statuteUrl": "https://www.commerce.alaska.gov/web/Portals/5/pub/con4815.pdf", "statuteQuote": "A bond of $25,000.00 is required to be registered as a General Contractor pursuant to AS 08.18.071.", "effectiveOrAmended": null, "notes": "Quote is from the Division's General Contractor Registration Application packet (form 08-4815, rev. 09/03/2025), which reproduces the bond schedule on the state's prescribed surety bond form 08-4971. Bond and insurance documents must be dated no more than 30 days before the division receives them. Liability is continuous until the registration is revoked or the surety gives written notice." } ], "relatedBondsNote": "Registration also requires general liability insurance (not less than $20,000 property damage, $50,000 injury to one person, $100,000 injury to more than one person) and workers' compensation coverage where employees are used.", "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "ak-0" ], "openQuestions": null }, { "jurisdiction": "AL", "name": "Alabama", "statewideLicenseRequired": true, "licensingAgency": "Alabama Licensing Board for General Contractors (ALBGC); Alabama Home Builders Licensure Board (HBLB) for residential home builders", "licensingAgencyUrl": "https://genconbd.alabama.gov/", "bondStatus": "none", "summary": "Alabama requires a state contractor license but no contractor license bond: general contractors qualify on net worth and working capital, and residential home builders are backed by the state Homeowners' Recovery Fund instead of a bond.", "bonds": [], "relatedBondsNote": "Residential home builders licensed under Ala. Code ch. 34-14A are covered by a statutory recovery fund, not a bond: '§ 34-14A-15. Recovery fund. The board is authorized to establish a homeowners' recovery fund from which an aggrieved homeowner may recover actual economic damages, not including interest and court costs, sustained within the State of Alabama as the direct result of conduct of a licensee in violation of this chapter or the rules and regulations of the board.' (hblb.alabama.gov PDF of ch. 34-14A). ALBGC licensees instead show financial capacity: Ala. Admin. Code r. 230-X-1-.02(1) 'All applicants must have a net worth and working capital of at least $10,000 as shown by the applicant's most recent financial statement (less than one year old) in order to qualify for the lowest bid limit classification.'", "localRequirementsNote": null, "prose": [], "confidence": "medium", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "al-0", "al-1", "al-2", "al-3" ], "openQuestions": null }, { "jurisdiction": "AR", "name": "Arkansas", "statewideLicenseRequired": true, "licensingAgency": "Arkansas Contractors Licensing Board (Arkansas Department of Labor and Licensing)", "licensingAgencyUrl": "https://labor.arkansas.gov/licensing/arkansas-contractors-licensing-board/", "bondStatus": "conditional", "summary": "Arkansas has no blanket contractor license bond: only residential roofing registrants must post one (a $15,000 bond), while other contractors may file a surety bond instead of a financial statement if they cannot show the required net worth.", "bonds": [ { "name": "Residential Roofing Registrant Surety Bond", "amountUsd": 15000, "amountNote": "flat minimum $15,000.", "appliesTo": "Applicants for an Arkansas residential roofing contractor registration certificate; the Board states 'All Residential Roofing Registrants are required to have this bond filed with the Board to have a valid Registration.'", "obligee": "State of Arkansas and the Arkansas Contractors Licensing Board, plus any person or business sustaining damage within the bond's terms (per the Board's prescribed bond form).", "statute": "Ark. Code Ann. § 17-25-604(d)(1)", "statuteUrl": "https://labor.arkansas.gov/wp-content/uploads/Residential-Contractor-Law-revised-04.2026.pdf", "statuteQuote": "A surety bond in the minimum amount of fifteen thousand dollars ($15,000);", "effectiveOrAmended": "Board's roofing registration packet is dated 6/2022; the statutes-and-rules compilation quoted is 'Revised April, 2026'", "notes": "Continuous until canceled; surety may cancel only on 60 days' written notice to the Board and principal. Aggregate liability is capped at $15,000 regardless of how many years or claims." }, { "name": "Surety Bond in Lieu of Financial Statement", "amountUsd": null, "amountNote": "Ten times the required net worth for the applicant's classification. The Board's form lists: Heavy $500,000; Highway, Railroad, Airport $500,000; Municipal & Utility $500,000; Building $500,000; Light Building $200,000; Mechanical $200,000; Electrical $200,000; Specialty $50,000.", "appliesTo": "Optional: any license applicant who would otherwise have to file a compiled financial statement showing minimum net worth.", "obligee": "State of Arkansas (the form requires 'List the State of Arkansas as Obligee for the bond').", "statute": "Ark. Code Ann. § 17-25-304(c)", "statuteUrl": "https://www.labor.arkansas.gov/wp-content/uploads/Commercial-Bond-in-Lieu-of-Financial_0721.pdf", "statuteQuote": "In lieu of providing a financial statement showing a minimum net worth for a licensee as required by Ark. Code Ann. § 17-25-304, an applicant may provide a surety bond from a Surety authorized to transact business in the State of Arkansas an amount of ten times the required net worth for the applicant's classification.", "effectiveOrAmended": "2020-07-01 (effective date printed on the Board's bond form)", "notes": "This is an alternative to a financial statement, not an additional licensing requirement. It must be continuous and stays in effect until the applicant files a qualifying financial statement. The form states it is 'in addition to, and not in lieu of, any other surety bond required of the applicant by law or regulation.'" } ], "relatedBondsNote": null, "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "ar-0", "ar-1", "ar-2" ], "openQuestions": null }, { "jurisdiction": "AZ", "name": "Arizona", "statewideLicenseRequired": true, "licensingAgency": "Arizona Registrar of Contractors (ROC)", "licensingAgencyUrl": "https://roc.az.gov/", "bondStatus": "required", "summary": "Every Arizona contractor must file a license bond (or cash deposit) before the Registrar of Contractors will issue or renew a license; the amount is set from a statutory schedule that runs from $1,000 for a small specialty residential contractor to $100,000 for a large general commercial contractor.", "bonds": [ { "name": "Contractor's License Bond (or cash deposit)", "amountUsd": null, "amountNote": "Set by the registrar within statutory ranges based on license classification and estimated annual volume. General commercial building contractors: under $150,000 volume = $5,000; $150,000–$500,000 = $5,000–$15,000; $500,000–$1M = $10,000–$25,000; $1M–$5M = $15,000–$50,000; $5M–$10M = $35,000–$75,000; $10M or more = $50,000–$100,000. Specialty commercial contractors: under $150,000 = $2,500; $150,000–$500,000 = $2,500–$7,500; $500,000–$1M = $5,000–$17,500; $1M–$5M = $7,500–$25,000; $5M–$10M = $17,500–$37,500; $10M or more = $37,500–$50,000. General residential contractors: $5,000–$15,000. Specialty residential contractors: $1,000–$7,500. Dual-licensed contractors furnish a single bond combining the commercial and residential amounts. Dual licensed swimming pool contractors and residential swimming pool general contractors use the general commercial schedule.", "appliesTo": "All Arizona ROC licensees, commercial and residential, at original licensure and at every renewal.", "obligee": "Filed with the Registrar of Contractors; subject to claims by the registrar and, under § 32-1152(E), by damaged owners/lessees (commercial) or by suppliers of labor, materials and rented equipment and § 32-1132 claimants (residential).", "statute": "Ariz. Rev. Stat. § 32-1152", "statuteUrl": "https://www.azleg.gov/ars/32/01152.htm", "statuteQuote": "Before granting an original contractor's license, the registrar shall require of the applicant a surety bond in a form acceptable to the registrar or a cash deposit as provided in this section. No contractor's license may be renewed unless the applicant's surety bond or cash deposit is in full force and effect.", "effectiveOrAmended": null, "notes": "Under § 32-1152(H) the registrar may, after a hearing, require a bond of up to ten times the subsection (B) amount from applicants with prior discipline." }, { "name": "Residential recovery-fund alternative bond", "amountUsd": 200000, "amountNote": "Flat $200,000, but only if the licensee elects a bond instead of paying the residential contractors' recovery fund assessment.", "appliesTo": "Dual licensed contractors and residential contractors.", "obligee": "For the benefit of, and subject to claims only by, claimants described in Ariz. Rev. Stat. § 32-1132.", "statute": "Ariz. Rev. Stat. § 32-1152(C)(1)", "statuteUrl": "https://www.azleg.gov/ars/32/01152.htm", "statuteQuote": "Dual licensed contractors and residential contractors shall also either: 1. Furnish an additional surety bond or cash deposit in the amount of $200,000 solely for actual damages suffered by claimants as described in section 32-1132.", "effectiveOrAmended": null, "notes": "The alternative in § 32-1152(C)(2) is to participate in the residential contractors' recovery fund and pay the assessment prescribed by § 32-1126(G). Most residential licensees take the fund option, so this bond is rarely used in practice, but it is a statutory licensing bond, not a project bond." } ], "relatedBondsNote": "Arizona runs a Residential Contractors' Recovery Fund (§§ 32-1126, 32-1132) that residential licensees fund by assessment in place of the $200,000 bond above.", "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "az-0" ], "openQuestions": null }, { "jurisdiction": "CA", "name": "California", "statewideLicenseRequired": true, "licensingAgency": "Contractors State License Board (CSLB)", "licensingAgencyUrl": "https://www.cslb.ca.gov/", "bondStatus": "required", "summary": "Every CSLB licensee must file a $25,000 contractor's bond; a separate $25,000 bond is required when the qualifying individual is not the owner, and LLC licensees must additionally carry a $100,000 worker bond.", "bonds": [ { "name": "Contractor's Bond", "amountUsd": 25000, "amountNote": "flat amount.", "appliesTo": "All CSLB licensees: condition precedent to issuance, reinstatement, reactivation, renewal or continued maintenance of a license.", "obligee": "Filed with the Contractors State License Board; runs for the benefit of the persons specified in Bus. & Prof. Code § 7071.5.", "statute": "Cal. Bus. & Prof. Code § 7071.6(a)", "statuteUrl": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=7071.6&lawCode=BPC", "statuteQuote": "The board shall require as a condition precedent to the issuance, reinstatement, reactivation, renewal, or continued maintenance of a license, that the applicant or licensee file or have on file a contractor's bond in the sum of twenty-five thousand dollars ($25,000).", "effectiveOrAmended": "2023-01-01 (operative date of the $25,000 amount; section repealed and reenacted by Stats. 2021, Ch. 367, Sec. 17, SB 607, effective January 1, 2022, operative January 1, 2023)", "notes": "Was $15,000 before the SB 607 increase took effect." }, { "name": "Qualifying Individual's Bond", "amountUsd": 25000, "amountNote": "flat amount.", "appliesTo": "A qualifying individual under §§ 7068/7068.1 who is neither the proprietor, a general partner, nor a joint licensee (with exemptions for an RMO owning 10%+ of voting stock, an LLC qualifying member owning 10%+ of membership interest, and federally recognized/participating tribes).", "obligee": "Filed with the Contractors State License Board as provided in Bus. & Prof. Code § 7071.10.", "statute": "Cal. Bus. & Prof. Code § 7071.9(a)", "statuteUrl": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=7071.9&lawCode=BPC", "statuteQuote": "If the qualifying individual, as referred to in Sections 7068 and 7068.1, is neither the proprietor, a general partner, nor a joint licensee, the qualifying individual shall file or have on file a qualifying individual's bond as provided in Section 7071.10 in the sum of twenty-five thousand dollars ($25,000).", "effectiveOrAmended": "2025-01-01 (amended by Stats. 2024, Ch. 485, Sec. 9, SB 1455)", "notes": "Aggregate surety liability on certain claims is capped at $7,500, with the excess reserved for specified beneficiaries." }, { "name": "Limited Liability Company Worker Bond", "amountUsd": 100000, "amountNote": "flat amount.", "appliesTo": "All LLC licensees: condition precedent to issuance, reissuance, reinstatement, reactivation, renewal or continued valid use of an LLC license.", "obligee": "Filed with the Contractors State License Board for the benefit of workers damaged by the LLC's failure to pay wages, interest on wages, or fringe benefits.", "statute": "Cal. Bus. & Prof. Code § 7071.6.5(a)", "statuteUrl": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=7071.6.5&lawCode=BPC", "statuteQuote": "The board shall require, as a condition precedent to the issuance, reissuance, reinstatement, reactivation, renewal, or continued valid use of a limited liability company license, that the applicant or licensee file or have on file a surety bond in the sum of one hundred thousand dollars ($100,000).", "effectiveOrAmended": "2011-01-01 (added by Stats. 2010, Ch. 698, Sec. 13, SB 392)", "notes": "Also covers welfare and pension contributions for parties to a collective bargaining agreement. This is in addition to, not instead of, the $25,000 contractor's bond." } ], "relatedBondsNote": "A licensee may also post a disciplinary bond under Bus. & Prof. Code § 7071.8 after certain disciplinary actions.", "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "ca-0", "ca-1", "ca-2" ], "openQuestions": null }, { "jurisdiction": "CO", "name": "Colorado", "statewideLicenseRequired": false, "licensingAgency": "Colorado Department of Regulatory Agencies (DORA), Division of Professions and Occupations: licenses electrical and plumbing contractors only; general contractor licensing is handled by city and county building departments", "licensingAgencyUrl": "https://dpo.colorado.gov/", "bondStatus": "local_only", "summary": "Colorado issues no state general contractor license and therefore no state contractor license bond: general contractors are licensed by individual cities and counties, and the only state construction credentials (electrical contractor, plumbing contractor) carry no bond requirement.", "bonds": [], "relatedBondsNote": null, "localRequirementsNote": "General contractor licensing in Colorado is municipal/county (Denver, Colorado Springs, Aurora, Douglas County and many others run their own contractor licensing or registration programs, and some of those local programs require a bond).", "prose": [], "confidence": "medium", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "co-0", "co-1", "co-2" ], "openQuestions": null }, { "jurisdiction": "CT", "name": "Connecticut", "statewideLicenseRequired": true, "licensingAgency": "Connecticut Department of Consumer Protection (DCP)", "licensingAgencyUrl": "https://portal.ct.gov/dcp/home-improvement", "bondStatus": "none", "summary": "Connecticut requires home improvement and new home construction contractors to register with DCP but requires no surety bond: consumer protection comes from the Home Improvement and New Home Construction Guaranty Funds instead.", "bonds": [], "relatedBondsNote": "Instead of a bond, DCP administers the Home Improvement Guaranty Fund, which 'reimburses consumers who are unable to collect for loss or damages suffered when a registered contractor does not meet their contractual obligations. The Fund can reimburse consumers for up to $25,000' (a homeowner must already hold a court judgment or restitution order). A separate New Home Construction Guaranty Fund covers new home construction registrants.", "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "ct-0", "ct-1" ], "openQuestions": null }, { "jurisdiction": "DC", "name": "District of Columbia", "statewideLicenseRequired": true, "licensingAgency": "DC Department of Licensing and Consumer Protection (DLCP)", "licensingAgencyUrl": "https://dlcp.dc.gov/", "bondStatus": "conditional", "summary": "DC requires a $25,000 surety bond from every Home Improvement Contractor licensee, but no bond for the General Contractor/Construction Manager license.", "bonds": [ { "name": "Home Improvement Contractor Surety Bond", "amountUsd": 25000, "amountNote": "flat amount, maintained for the full two-year license period.", "appliesTo": "Home Improvement Contractor Basic Business License holders (anyone contracting to alter, repair, improve or add to a residential structure in the District). DLCP's contractor page lists no bond for the General Contractor/Construction Manager license (Types A, B, C, G, H).", "obligee": "District of Columbia (filed with DLCP). The bond may be issued by an authorized insurance carrier or surety company, or the applicant may post a cash bond with the Department.", "statute": "16 DCMR § 802 (Bonds or Other Security), Chapter 16-8 (Home Improvements)", "statuteUrl": "https://dlcp.dc.gov/service/suretybonddetails", "statuteQuote": "Home Improvement Surety Bond in the amount of twenty-five thousand ($25,000) dollars for the duration of the two-year license period.", "effectiveOrAmended": null, "notes": null } ], "relatedBondsNote": null, "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "dc-0", "dc-1", "dc-2" ], "openQuestions": null }, { "jurisdiction": "DE", "name": "Delaware", "statewideLicenseRequired": false, "licensingAgency": "Delaware Division of Revenue issues the required contractor business license; the Division of Professional Regulation licenses only certain trades (electricians, plumbing/HVACR, home inspectors, manufactured home installers): there is no state general contractor board", "licensingAgencyUrl": "https://revenue.delaware.gov/", "bondStatus": "conditional", "summary": "Delaware has no state general contractor license and no license bond for resident contractors, but every nonresident contractor must post a surety or cash bond with the Division of Revenue equal to 6% of contracts over $20,000.", "bonds": [ { "name": "Nonresident Contractor Bond", "amountUsd": null, "amountNote": "6% of the total of all contracts exceeding $20,000 for construction in Delaware, posted as a surety or cash bond with the Division of Revenue.", "appliesTo": "Nonresident contractors and subcontractors required to be licensed under 30 Del. C. ch. 25.", "obligee": "Payable to the State, to guarantee the payment of state taxes; filed with the Delaware Division of Revenue. A cash bond or a bank letter of credit is accepted in place of a surety bond.", "statute": "30 Del. C. § 375", "statuteUrl": "https://revenuefiles.delaware.gov/docs/contractors.pdf", "statuteQuote": "All non-resident contractors are reminded that they must supply a surety or cash bond to the Division of Revenue equal to six percent (6%) of the total of all contracts exceeding $20,000 for construction within this state.", "effectiveOrAmended": null, "notes": "This is a tax-security bond, not a trade-competency license bond." } ], "relatedBondsNote": null, "localRequirementsNote": "Some Delaware municipalities and counties impose their own contractor registration or permit requirements.", "prose": [], "confidence": "medium", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "de-0", "de-1", "de-2" ], "openQuestions": null }, { "jurisdiction": "FL", "name": "Florida", "statewideLicenseRequired": true, "licensingAgency": "Florida Department of Business and Professional Regulation (DBPR), Construction Industry Licensing Board (CILB)", "licensingAgencyUrl": "https://www2.myfloridalicense.com/construction-industry/", "bondStatus": "conditional", "summary": "Florida has no contractor license bond required of every licensee. Fla. Stat. § 489.115(7) lets the board, by rule, set financial-stability guidelines that may include bonding of no more than $20,000 for Division I certificateholders and $10,000 for Division II certificateholders; fifty percent of the financial requirements may be met by completing a 14-hour financial responsibility course.", "bonds": [ { "name": "Financial-stability bond (statutory ceiling)", "amountUsd": 20000, "amountNote": "no more than $20,000 for Division I certificateholders and $10,000 for Division II certificateholders: a ceiling the statute sets for the board's guidelines, not a flat requirement for every licensee.", "appliesTo": "Division I and Division II certificateholders, when the board's financial-stability guidelines call for bonding.", "obligee": "Construction Industry Licensing Board / DBPR.", "statute": "Fla. Stat. § 489.115(7)", "statuteUrl": "https://web.archive.org/web/20260916000527id_/https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.115.html", "statuteQuote": "The board shall, by rule, adopt guidelines for determination of financial stability, which may include minimum requirements for net worth, cash, and bonding for Division I certificateholders of no more than $20,000 and for Division II certificateholders of no more than $10,000", "effectiveOrAmended": null, "notes": null } ], "relatedBondsNote": null, "localRequirementsNote": "Florida 'registered' (as opposed to 'certified') contractors are licensed to work only in the local jurisdiction that issued their competency card, and individual counties and municipalities may impose their own bonds.", "prose": [], "confidence": "medium", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "fl-r0", "fl-r1", "fl-r2", "fl-r3" ], "openQuestions": null }, { "jurisdiction": "GA", "name": "Georgia", "statewideLicenseRequired": true, "licensingAgency": "State Licensing Board for Residential and General Contractors (Georgia Secretary of State, Professional Licensing Boards Division)", "licensingAgencyUrl": "https://sos.ga.gov/georgia-state-licensing-board-residential-and-general-contractors", "bondStatus": "conditional", "summary": "Georgia has no general contractor license bond, but a residential contractor applicant (Residential Basic or Residential-Light Commercial) may prove financial responsibility with a $25,000 surety bond: one of five accepted proofs. The General Contractor Division requires an affirmed minimum net worth ($150,000 general; $25,000 limited tier) with no bond option.", "bonds": [ { "name": "Residential contractor surety bond (optional proof of financial responsibility)", "amountUsd": 25000, "amountNote": "one of five accepted proofs of financial responsibility (net worth $25,000; bank credit reference; $25,000 surety bond; $25,000 line of credit letter; $25,000 letter of credit).", "appliesTo": "Applicants for a Residential Basic Contractor or Residential-Light Commercial Contractor license who choose the bond option.", "obligee": "Governor of Georgia (per the board's sample bond form).", "statute": "O.C.G.A. § 43-41-1 et seq. (bond form executed under the Act); State Licensing Board for Residential and General Contractors, Licensure Comparison Chart", "statuteUrl": "https://web.archive.org/web/20251110181446id_/https://sos.ga.gov/sites/default/files/forms/49%20Residential%20and%20General%20Contractors%20-%20Licensure%20Comparison%20Chart.pdf", "statuteQuote": "Proof of financial responsibility by one of the following: a. Minimum net worth of $25,000 b. Bank Credit Reference Form c. $25,000 Surety Bond d. $25,000 Line of Credit Letter e. $25,000 Letter of Credit", "effectiveOrAmended": "bond form revised 4/2022", "notes": null } ], "relatedBondsNote": "General Contractor Division: minimum net worth $150,000 (general) or $25,000 (limited tier); no bond option listed on the board's comparison chart.", "localRequirementsNote": null, "prose": [], "confidence": "medium", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "ga-0", "ga-1", "ga-2", "ga-r0", "ga-r1" ], "openQuestions": null }, { "jurisdiction": "HI", "name": "Hawaii", "statewideLicenseRequired": true, "licensingAgency": "Hawaii Department of Commerce and Consumer Affairs (DCCA), Professional and Vocational Licensing, Contractors License Board", "licensingAgencyUrl": "https://cca.hawaii.gov/pvl/boards/contractor/", "bondStatus": "conditional", "summary": "Hawaii has no fixed contractor license bond; the Contractors License Board may require an applicant or licensee to post a surety bond, in an amount the board sets, as proof of financial integrity.", "bonds": [ { "name": "Contractor surety bond imposed by the Contractors License Board", "amountUsd": null, "amountNote": "No amount is fixed by rule. Where a bond is imposed on reinstatement, Haw. Admin. R. § 16-77-63(b) refers to 'a bond in an amount to be determined by the board.'", "appliesTo": "Applicants and licensees whom the board determines have not shown financial integrity; also imposed as an alternative to suspension/revocation and as a condition of reinstatement.", "obligee": "Filed with the Contractors License Board (DCCA).", "statute": "Haw. Admin. R. § 16-77-11(a)(3) (auth. HRS § 444-4; implementing HRS §§ 444-11, 444-16.5, 444-17)", "statuteUrl": "https://cca.hawaii.gov/wp-content/uploads/2026/02/har_77-c2.pdf", "statuteQuote": "Has the financial integrity to operate as a contractor. As proof of financial integrity, the board may require the applicant to post a surety bond as a condition for licensure", "effectiveOrAmended": null, "notes": "Haw. Admin. R. § 16-77-76: 'All licensees shall be required to maintain any surety bond imposed by the board for at least one year before requesting a waiver of the surety bond,' and the board may waive it on proof of financial integrity. License renewal requires 'Proof that any surety bond imposed by the board is current' (§ 16-77-72 list). An application is automatically rejected if the applicant, after notice, 'fails to file a surety bond as required.'" } ], "relatedBondsNote": null, "localRequirementsNote": null, "prose": [], "confidence": "medium", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "hi-0", "hi-1" ], "openQuestions": null }, { "jurisdiction": "IA", "name": "Iowa", "statewideLicenseRequired": true, "licensingAgency": "Iowa Department of Inspections, Appeals, and Licensing (DIAL): Division of Labor, Contractor Registration Unit", "licensingAgencyUrl": "https://idol.iowa.gov/contractor-registration", "bondStatus": "conditional", "summary": "Every contractor earning $2,000 or more a year from construction in Iowa must register with the state, and an out-of-state contractor must file a $25,000 surety bond (or prove DOT prequalification) as a condition of that registration.", "bonds": [ { "name": "Out-of-State Contractor Registration Bond", "amountUsd": 25000, "amountNote": "Flat $25,000. Required only of contractors whose principal place of business is outside Iowa; a statement of prequalification to bid for the Iowa DOT under § 314.1 is the statutory alternative. The department may increase the amount after a hearing, and must require an increase if the bond is insufficient to cover accruing tax liabilities.", "appliesTo": "Out-of-state construction contractors registering under Iowa Code ch. 91C.", "obligee": "State of Iowa / Department of Inspections, Appeals, and Licensing (release conditioned on payment of taxes, unemployment contributions, penalties, interest and fees owed to the state).", "statute": "Iowa Code § 91C.2(3); bond mechanics at Iowa Code § 91C.7", "statuteUrl": "https://www.legis.iowa.gov/docs/ico/chapter/91C.pdf", "statuteQuote": "An out-of-state contractor shall either file a surety bond, as provided in section 91C.7, with the department in the amount of twenty-five thousand dollars or shall provide a statement to the department that the contractor is prequalified to bid on projects for the department of transportation pursuant to section 314.1.", "effectiveOrAmended": "§ 91C.2 last amended by 2023 Acts, ch 19, §1834 (transfer of the program to the Department of Inspections, Appeals, and Licensing); § 91C.7 last amended by 2024 Acts, ch 1043, §41", "notes": "The bond must be continuous until canceled on not less than 30 days' written notice, and may be attached by the director to collect fees and penalties (§ 91C.7(2), (6)). Failure by an out-of-state contractor to file the bond is a citable violation under § 91C.8(2)(c)." } ], "relatedBondsNote": "Iowa's registration statute is a registration-and-tax-security scheme, not a competency license. Separate Iowa licenses exist for electricians (ch. 103) and plumbing/mechanical professionals (ch. 105); § 91C.1(4) merges those license applications with contractor registration.", "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "ia-0" ], "openQuestions": null }, { "jurisdiction": "ID", "name": "Idaho", "statewideLicenseRequired": null, "licensingAgency": null, "licensingAgencyUrl": null, "bondStatus": "none", "summary": "Idaho has no statewide contractor license bond. Contractors register under the Idaho Contractor Registration Act (Idaho Code § 54-5201 et seq.). The application section, § 54-5210, requires proof of workers’ compensation coverage, a general liability policy of not less than $300,000 single limit and a fee not to exceed $150 per year; neither it nor any other section of the Act mentions a bond or surety. The bonds in Idaho Code §§ 54-1925 to 54-1930 (the Public Contracts Bond Act) are project performance and payment bonds, not a license bond.", "bonds": [], "relatedBondsNote": null, "localRequirementsNote": null, "prose": [], "confidence": "medium", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "id-r0", "id-r1", "id-r2", "id-r3", "id-r4", "id-r5", "id-r6", "id-r7", "id-r8", "id-r9", "id-r10" ], "openQuestions": null }, { "jurisdiction": "IL", "name": "Illinois", "statewideLicenseRequired": false, "licensingAgency": "No statewide general contractor license. Illinois Department of Financial and Professional Regulation (IDFPR) licenses roofing contractors; Illinois Department of Public Health (IDPH) registers plumbing contractors; all other contractor licensing is municipal.", "licensingAgencyUrl": "https://idfpr.illinois.gov/profs/roof.html", "bondStatus": "conditional", "summary": "Illinois has no statewide general contractor license or bond, but a statewide license bond is required of roofing contractors ($10,000 limited / $25,000 unlimited) and of registered plumbing contractors ($20,000).", "bonds": [ { "name": "Illinois Roofing Contractor Bond, Limited Roofing License (BD-LRF)", "amountUsd": 10000, "amountNote": "Flat $10,000 aggregate, regardless of the number of years in force or the number of claims. Limited license covers residential roofing only (8 units or fewer).", "appliesTo": "Applicants for and holders of an Illinois limited roofing contractor license.", "obligee": "The State of Illinois and the People of the State of Illinois (filed with IDFPR).", "statute": "Section 3(2)(d) of the Illinois Roofing Industry Licensing Act", "statuteUrl": "https://idfpr.illinois.gov/content/dam/soi/en/web/idfpr/renewals/apply/forms/rf.pdf", "statuteQuote": "as Surety, are held and firmly bound unto the State of Illinois and to the People of the State of Illinois, in accordance with Section 3(2)(d) of the Illinois Roofing Industry Licensing Act in the aggregate amount of Ten Thousand Dollars ($10,000.00)", "effectiveOrAmended": null, "notes": "Quoted from the IDFPR-issued bond form BD-LRF, printed inside the official roofing contractor license application packet (form RF). The same packet requires form RF-INS (insurance) and a $125 application fee." }, { "name": "Illinois Roofing Contractor Bond, Unlimited Roofing License (BD-URF)", "amountUsd": 25000, "amountNote": "Flat $25,000 aggregate, regardless of the number of years in force or the number of claims. Unlimited license covers residential and commercial roofing.", "appliesTo": "Applicants for and holders of an Illinois unlimited roofing contractor license.", "obligee": "The State of Illinois and the People of the State of Illinois (filed with IDFPR).", "statute": "Section 3(2)(d) of the Illinois Roofing Industry Licensing Act", "statuteUrl": "https://idfpr.illinois.gov/content/dam/soi/en/web/idfpr/renewals/apply/forms/rf.pdf", "statuteQuote": "as Surety, are held and firmly bound unto the State of Illinois and to the People of the State of Illinois, in accordance with Section 3(2)(d) of the Illinois Roofing Industry Licensing Act in the aggregate amount of Twenty-five Thousand Dollars ($25,000.00)", "effectiveOrAmended": null, "notes": "Quoted from the IDFPR-issued bond form BD-URF in the same official application packet." }, { "name": "Illinois Plumbing Contractor Bond", "amountUsd": 20000, "amountNote": "Flat $20,000; a letter of credit in the same amount is an accepted alternative. Must be on the IDPH form, must expire September 30 of the current year, and may not be a continuous bond.", "appliesTo": "Every plumbing contractor registering or renewing registration with IDPH.", "obligee": "Illinois Department of Public Health (named as beneficiary).", "statute": "Illinois Plumbing License Law, 225 ILCS 320; Plumbing Contractor Registration Code, 77 Ill. Adm. Code 894", "statuteUrl": "https://idph.illinois.gov/envhealth/plumbers%20pdf/Plumbing_Contractor_RegisRenwal_App.pdf", "statuteQuote": "A surety/indemnification bond in the amount of $20,000 or a letter of credit in the same amount, for work performed in accordance with this act naming the Department as beneficiary.", "effectiveOrAmended": null, "notes": "From the official IDPH 'Plumbing Contractor Application for Registration or Renewal'. The same form cites 'Section 894.20 of the Plumbing Contractor Registration Code (77 Ill. Adm. Code 894)' as the registration authority and 'Plumbing License Law, 225 ILCS 320' as the statutory authority. IDPH also requires a certificate of insurance: $100,000 general liability, $300,000 bodily injury, $50,000 property damage, $500,000 workers' compensation." } ], "relatedBondsNote": null, "localRequirementsNote": "General, electrical and HVAC contractors are licensed by municipalities (e.g. the City of Chicago), not by the State; the IDPH plumbing contractor form separately asks registrants to file their renewed City of Chicago plumbing license within 15 days.", "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "il-0", "il-1", "il-2" ], "openQuestions": null }, { "jurisdiction": "KS", "name": "Kansas", "statewideLicenseRequired": false, "licensingAgency": "No statewide general contractor license. Office of the Kansas Attorney General registers roofing contractors under the Kansas Roofing Registration Act.", "licensingAgencyUrl": "https://www.ag.ks.gov/divisions/civil/licensing-inspections/roofing-registration", "bondStatus": "none", "summary": "Kansas requires no statewide contractor license bond: general contractors are licensed only by cities and counties, and the one statewide credential (roofing contractor registration with the Attorney General) requires liability insurance of at least $500,000, not a bond.", "bonds": [], "relatedBondsNote": "Instead of a bond, the Kansas Roofing Registration Act requires insurance: K.S.A. 50-6,125 ('A copy of the roofing contractor's certificate of liability insurance shall be filed with the application and shall be not less than $500,000'), plus 'Proof satisfactory to the attorney general that the applicant has secured either workers' compensation coverage satisfactory under the workers' compensation act or an affidavit of exemption or self-insurance.' Registration itself is mandatory. K.S.A. 50-6,123(a)(1): 'No person shall engage in the business of or act in the capacity of a roofing contractor within this state without having a valid registration certificate as required by this act.'", "localRequirementsNote": "All other Kansas contractor licensing (general, electrical, mechanical, plumbing) is done by cities and counties, which may impose their own bonds.", "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "ks-0", "ks-1" ], "openQuestions": null }, { "jurisdiction": "KY", "name": "Kentucky", "statewideLicenseRequired": false, "licensingAgency": "No statewide general contractor license. Kentucky Department of Housing, Buildings and Construction (DHBC) licenses plumbers (Kentucky State Plumbing Board), HVAC contractors and electrical contractors.", "licensingAgencyUrl": "https://dhbc.ky.gov/", "bondStatus": "none", "summary": "Kentucky has no statewide general contractor license and no statewide contractor license bond; the state plumbing law requires general liability insurance of at least $250,000 in place of any bond.", "bonds": [], "relatedBondsNote": "In place of a bond the plumbing law requires insurance. KRS 318.030(2)(a): 'No person, firm, or corporation shall engage in plumbing or engage in or work at the trade of plumbing unless the person, firm, or corporation maintains general liability insurance in an amount not less than two hundred fifty thousand dollars ($250,000) and submits proof of compliance with workers' compensation and unemployment insurance laws of the Commonwealth.' (Effective July 15, 2010.)", "localRequirementsNote": "General contractors in Kentucky are licensed or permitted at city and county level.", "prose": [], "confidence": "medium", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "ky-0", "ky-r0", "ky-r1", "ky-r2" ], "openQuestions": null }, { "jurisdiction": "LA", "name": "Louisiana", "statewideLicenseRequired": true, "licensingAgency": "Louisiana State Licensing Board for Contractors (LSLBC)", "licensingAgencyUrl": "https://lslbc.louisiana.gov/", "bondStatus": "none", "summary": "Louisiana requires a state contractor license but no license bond: applicants qualify on net worth ($50,000 for commercial and residential classifications, $25,000 for home improvement, mold remediation and labor-only), and a shortfall is cured with an irrevocable letter of credit rather than a surety bond.", "bonds": [], "relatedBondsNote": "The financial-responsibility alternative is a bank instrument, not a surety bond. La. R.S. 37:2156.1(B)(2): 'Residential and commercial licenses, their subclassifications, and all specialty classifications with the exception of labor only specialty, shall have a net worth of fifty thousand dollars or more. Home improvement, mold remediation, and labor only specialties shall have a net worth of twenty-five thousand dollars or more. An applicant without the net worth required by this Paragraph may satisfy the net worth requirement for all purposes by submitting an irrevocable letter of credit in the amount of the net worth requirement plus the amount of the applicant's negative net worth if any.' Insurance is required instead of bonding for residential-side licensees: R.S. 37:2156.1(E) requires workers' compensation certificates and liability insurance of at least $100,000.", "localRequirementsNote": "R.S. 37:2156.1(H)(1) excludes mechanical, plumbing and electrical contractors licensed by the board from local examination procedures; other local permitting still applies under R.S. 37:2160.", "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "la-0" ], "openQuestions": null }, { "jurisdiction": "MA", "name": "Massachusetts", "statewideLicenseRequired": true, "licensingAgency": "Office of Consumer Affairs and Business Regulation (OCABR), Home Improvement Contractor (HIC) Program", "licensingAgencyUrl": "https://www.mass.gov/home-improvement-contractor-program", "bondStatus": "none", "summary": "Massachusetts home improvement contractors must register with the state but post no bond: instead of bonding, registrants pay a $150 registration fee plus a mandatory Guaranty Fund payment of $100-$500 based on headcount, and the Fund pays homeowners up to $25,000.", "bonds": [], "relatedBondsNote": "The Guaranty Fund replaces a bond. OCABR: 'The HIC program requires home improvement contractors to register with the Commonwealth, processes consumer complaints against contractors, maintains an arbitration program for resolving disputes between homeowners and contractors, and compensates eligible homeowners up to $25,000 from the Guaranty Fund for unpaid judgments against contractors.' New registrants pay 'a $150 registration fee' plus a 'Separate mandatory payment to the Guaranty Fund, based on how many people you employ': $100.00 for zero to three employees, $200.00 for four to ten, $300.00 for eleven to thirty, and $500.00 for more than thirty. Renewal is every two years at $100.", "localRequirementsNote": "Structural residential work also requires a Construction Supervisor License (CSL) from the Board of Building Regulations and Standards, and municipalities issue building permits.", "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "ma-r0", "ma-r1", "ma-r2", "ma-r3" ], "openQuestions": null }, { "jurisdiction": "MD", "name": "Maryland", "statewideLicenseRequired": true, "licensingAgency": "Maryland Home Improvement Commission (MHIC), Maryland Department of Labor, Division of Occupational and Professional Licensing", "licensingAgencyUrl": "https://www.labor.maryland.gov/license/mhic/", "bondStatus": "conditional", "summary": "Maryland home improvement contractors need an MHIC license but only need a surety bond if they cannot demonstrate financial solvency: those applicants must post a 2-year bond equal to the $30,000 maximum Guaranty Fund award (MHIC also offers a $100,000 bond form).", "bonds": [ { "name": "Maryland Home Improvement Contractor's Bond", "amountUsd": 30000, "amountNote": "Set by reference, not by a fixed figure in the rule: the bond must equal 'the maximum Fund award available to one claimant for acts of omissions of one contractor' under Md. Code, Bus. Reg. § 8-405(e)(1), which caps an award at $30,000. MHIC's application page offers two official bond forms, $30,000 and $100,000. Term is 2 years, and the bond must be maintained until the Commission authorizes cancellation on proof of sufficient net worth.", "appliesTo": "Applicants for and holders of an MHIC contractor license who do not demonstrate a net worth equal to the maximum Guaranty Fund award; an indemnitor is the other alternative offered by the Commission.", "obligee": "Maryland Home Improvement Commission (for the benefit of the Home Improvement Guaranty Fund).", "statute": "COMAR 09.08.01.19(C)-(D); award cap at Md. Code, Bus. Reg. § 8-405(e)(1)", "statuteUrl": "https://regs.maryland.gov/us/md/exec/comar/09.08.01.19", "statuteQuote": "An applicant that does not demonstrate a net worth equal to the maximum Fund award available to one claimant for acts of omissions of one contractor under Business Regulation Article, §8-405(e)(1), Annotated Code of Maryland, must obtain a 2-year surety bond for that amount.", "effectiveOrAmended": "COMAR 09.08.01.19 most recently amended effective 2025-06-23", "notes": "§ 8-405(e)(1) caps a Guaranty Fund award at 'more than $30,000 to one claimant for acts or omissions of one contractor', which is what fixes the bond at $30,000." } ], "relatedBondsNote": "Every MHIC licensee also pays into the Home Improvement Guaranty Fund (per the Commission: $100.00 for an original contractor and $175.00 every two years on renewal), which compensates homeowners up to $30,000. Since 2024 all licensed contractors must also carry general liability insurance. Md. Code, Bus. Reg. § 8-302.1: 'A licensed contractor shall maintain general liability insurance in the amount of at least $500,000.'", "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "md-0", "md-1", "md-2", "md-3", "md-4", "md-5" ], "openQuestions": null }, { "jurisdiction": "ME", "name": "Maine", "statewideLicenseRequired": false, "licensingAgency": "None for construction contracting. Maine does not license or register general or residential contractors at state level; the Office of Professional and Financial Regulation licenses only separate trades (e.g. electricians, plumbers).", "licensingAgencyUrl": "https://www.maine.gov/pfr/professionallicensing/", "bondStatus": "none", "summary": "Maine requires no state contractor license and no contractor license bond; the only statewide obligation on home construction contractors is a written contract for jobs over $3,000.", "bonds": [], "relatedBondsNote": "Maine's statewide rule for residential work is a contract-form requirement, not a bond. 10 M.R.S. § 1487: 'Any home construction contract for more than $3,000 in materials or labor must be in writing and must be signed by both the home construction contractor and the homeowner or lessee.'", "localRequirementsNote": "General contractors are governed by municipal permitting and local building codes.", "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "me-0", "me-1", "me-2" ], "openQuestions": null }, { "jurisdiction": "MI", "name": "Michigan", "statewideLicenseRequired": true, "licensingAgency": "Michigan Department of Licensing and Regulatory Affairs (LARA), Bureau of Construction Codes: Residential Builder and Maintenance & Alteration Contractor licensing", "licensingAgencyUrl": "https://www.michigan.gov/lara/bureau-list/bcc/sections/licensing-section", "bondStatus": "none", "summary": "Michigan requires a state residential builder or maintenance & alteration contractor license, and LARA's own licensing materials list no surety bond among the requirements.", "bonds": [], "relatedBondsNote": null, "localRequirementsNote": "Municipal building departments issue permits and may impose their own contractor requirements.", "prose": [], "confidence": "medium", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "mi-r0", "mi-r1", "mi-r2", "mi-r3", "mi-r4", "mi-r5" ], "openQuestions": null }, { "jurisdiction": "MN", "name": "Minnesota", "statewideLicenseRequired": true, "licensingAgency": "Minnesota Department of Labor and Industry (DLI), Construction Codes and Licensing Division", "licensingAgencyUrl": "https://www.dli.mn.gov/", "bondStatus": "conditional", "summary": "Minnesota licenses residential building contractors and remodelers without a bond (they fund the Contractor Recovery Fund instead), but requires bonds of $25,000 from plumbing, electrical and HVAC/refrigeration contractors, $15,000 from residential roofers and $2,500 from manufactured home installers.", "bonds": [ { "name": "Residential Roofer Bond", "amountUsd": 15000, "amountNote": "Minimum penal sum of $15,000; applies to the residential roofer license class, not to residential building contractors or remodelers.", "appliesTo": "Licensed residential roofers.", "obligee": "State of Minnesota (filed with the commissioner of labor and industry).", "statute": "Minn. Stat. § 326B.86", "statuteUrl": "https://www.revisor.mn.gov/statutes/cite/326B.86", "statuteQuote": "A licensed residential roofer must post a bond with a penal sum of at least $15,000.", "effectiveOrAmended": null, "notes": "Section 326B.86 is titled 'Bond; insurance' and sits in the residential contractor licensing sections (326B.801-326B.89); it names only residential roofers and manufactured home installers, not residential building contractors or remodelers." }, { "name": "Manufactured Home Installer Bond", "amountUsd": 2500, "amountNote": "Minimum penal sum of $2,500.", "appliesTo": "Licensed manufactured home installers.", "obligee": "State of Minnesota (filed with the commissioner of labor and industry).", "statute": "Minn. Stat. § 326B.86", "statuteUrl": "https://www.revisor.mn.gov/statutes/cite/326B.86", "statuteQuote": "A licensed manufactured home installer must post a bond with a penal sum of at least $2,500.", "effectiveOrAmended": null, "notes": null }, { "name": "Plumbing Contractor Bond", "amountUsd": 25000, "amountNote": "Minimum penal sum of $25,000; a condition of holding a plumbing contractor license, and also required of persons doing sewer or water service installation without a contractor's license.", "appliesTo": "Each person who performs or offers to perform plumbing work in Minnesota.", "obligee": "State of Minnesota.", "statute": "Minn. Stat. § 326B.46, subd. 2(b)", "statuteUrl": "https://www.revisor.mn.gov/statutes/cite/326b.46", "statuteQuote": "Each person who performs or offers to perform plumbing work within the state shall give and maintain bond to the state in the penal sum of at least $25,000", "effectiveOrAmended": null, "notes": "Section heading: 'Licensing, bond and insurance.'" }, { "name": "Electrical Contractor Bond", "amountUsd": 25000, "amountNote": "Penal sum of $25,000; a condition of licensing. Bond must comply with Minn. Stat. § 326B.0921.", "appliesTo": "Licensed electrical contractors.", "obligee": "State of Minnesota.", "statute": "Minn. Stat. § 326B.33, subd. 15", "statuteUrl": "https://www.revisor.mn.gov/statutes/cite/326B.33", "statuteQuote": "As a condition of licensing, each contractor shall give and maintain bond to the state in the penal sum of $25,000.", "effectiveOrAmended": null, "notes": null }, { "name": "Gas, Heating, Ventilation, Cooling, Air Conditioning, Fuel Burning or Refrigeration Contractor Bond", "amountUsd": 25000, "amountNote": "$25,000 for all work entered into within the state; filed with the commissioner of labor and industry and issued by a corporate surety licensed in Minnesota.", "appliesTo": "A person contracting to do gas, heating, ventilation, cooling, air conditioning, fuel burning or refrigeration work.", "obligee": "State of Minnesota (filed with the commissioner of labor and industry).", "statute": "Minn. Stat. § 326B.197", "statuteUrl": "https://www.revisor.mn.gov/statutes/cite/326B.197", "statuteQuote": "A person contracting to do gas, heating, ventilation, cooling, air conditioning, fuel burning, or refrigeration work", "effectiveOrAmended": null, "notes": "Section heading: 'Bond required for certain contractors.' The amount is stated in the same section as '$25,000 for all work entered into within the state.'" } ], "relatedBondsNote": "Residential building contractors and remodelers are backed by the Contractor Recovery Fund (Minn. Stat. § 326B.89) rather than a bond: licensees pay into the fund at licensing and renewal (fees tiered by gross annual receipts ($320 under $1M, $420 for $1M-$5M, $520 over $5M), plus an assessment of up to $200 if the fund balance falls), and the fund compensates owners up to $100,000 per claim against one licensee and $550,000 per licensee in total.", "localRequirementsNote": "Minn. Stat. § 326B.835 governs local licenses.", "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "mn-0", "mn-1", "mn-2", "mn-3", "mn-4", "mn-5", "mn-6" ], "openQuestions": null }, { "jurisdiction": "MO", "name": "Missouri", "statewideLicenseRequired": false, "licensingAgency": "No statewide general contractor license. Missouri Division of Professional Registration (Department of Commerce and Insurance) issues an optional statewide electrical contractor license; all other contractor licensing is by political subdivisions.", "licensingAgencyUrl": "https://pr.mo.gov/", "bondStatus": "local_only", "summary": "Missouri requires no statewide contractor license bond: general contractors are licensed by cities and counties, and even the optional statewide electrical contractor license makes the applicant post whatever bond each political subdivision it works in requires.", "bonds": [ { "name": "Political-subdivision bond required of statewide electrical contractor licensees", "amountUsd": null, "amountNote": "No state amount. The statute requires the applicant to post a bond with each political subdivision in which the licensee will work, in whatever amount that subdivision requires.", "appliesTo": "Applicants for the Missouri statewide electrical contractor's license.", "obligee": "Each political subdivision in which the licensee performs work.", "statute": "RSMo § 324.920.1(1)", "statuteUrl": "https://revisor.mo.gov/main/OneSection.aspx?section=324.920", "statuteQuote": "Provide proof of liability insurance in the amount of five hundred thousand dollars, and post a bond with each political subdivision in which he or she will perform work, as required by that political subdivision;", "effectiveOrAmended": "Effective 28 Aug 2018 (2 histories); sections 324.900 to 324.945 enacted by 2017 S.B. 240", "notes": "The statewide license is an alternative to local licenses, not a replacement for them. RSMo § 324.925.1: 'Political subdivisions shall not be prohibited from establishing their own local electrical contractor's license, but shall recognize a statewide license in lieu of a local license for the purposes of performing contracting work or obtaining permits to perform work within such political subdivision.'" } ], "relatedBondsNote": null, "localRequirementsNote": "Missouri contractor licensing is municipal. RSMo § 324.900(6) defines a 'local license' as 'a valid license issued by a political subdivision. Holders of such a license are limited to practice within the political subdivision issuing the license or in a political subdivision that does not require a license'. Kansas City and the City of St. Louis operate their own contractor licensing with their own bond and insurance rules.", "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "mo-0", "mo-1", "mo-2", "mo-3" ], "openQuestions": null }, { "jurisdiction": "MS", "name": "Mississippi", "statewideLicenseRequired": true, "licensingAgency": "Mississippi State Board of Contractors (MSBOC), Commercial Division (certificate of responsibility) and Residential Division (residential builder/remodeler)", "licensingAgencyUrl": "https://www.msboc.us/", "bondStatus": "none", "summary": "Mississippi requires a state contractor license but no license bond: commercial applicants qualify on a CPA-reviewed financial statement showing net worth of $50,000 (major classifications) or $20,000 (all others), and residential builders and remodelers need only workers' compensation proof and a tax ID.", "bonds": [], "relatedBondsNote": "Commercial applicants show financial capacity instead of bonding. MSBOC rule (authority Miss. Code Ann. § 31-3-13(f)): 'An applicant for a new certificate shall furnish the Board with at a minimum a reviewed financial statement completed within the prior twelve (12) months, prepared and signed by a certified public accountant... Assets of applicants for major classifications must include a net worth of at least Fifty Thousand Dollars (50,000.00). Assets of all other applicants must include a net worth of at least Twenty Thousand Dollars ($20,000.00).' The same rule requires general liability insurance of $300,000 per occurrence / $600,000 aggregate plus workers' compensation. Residential licensing prerequisites are set by Miss. Code Ann. § 73-59-3(1): 'Proof of workers' compensation insurance, if applicable... A federal employment identification number or social security number', with liability insurance discretionary under § 73-59-3(2). Neither the commercial nor the residential chapter imposes a surety bond; the only bonds in either publication are the executive director's official bond and an appeal bond.", "localRequirementsNote": "Municipalities such as Vicksburg maintain their own contractor certification and bonding.", "prose": [], "confidence": "medium", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "ms-0", "ms-1" ], "openQuestions": null }, { "jurisdiction": "MT", "name": "Montana", "statewideLicenseRequired": true, "licensingAgency": "Montana Department of Labor & Industry, Business Standards Division, Construction Contractor Program (registration formerly administered by the Employment Relations Division)", "licensingAgencyUrl": "https://boards.bsd.dli.mt.gov/construction-contractor/", "bondStatus": "none", "summary": "Montana requires a state construction contractor license as of January 1, 2026 (HB 239 converted the old registration to a license), but the licensing statute requires no surety bond, only proof of workers' compensation compliance and identifying information.", "bonds": [], "relatedBondsNote": "Montana Code Title 15, chapter 50 is titled 'Public Contractor's Fees and Tax' and imposes a license fee on gross receipts from public contracts. Montana also has a separate Independent Contractor Exemption Certificate program for contractors without employees.", "localRequirementsNote": "No specific municipal requirement was verified.", "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "mt-0", "mt-1", "mt-2", "mt-3", "mt-4" ], "openQuestions": null }, { "jurisdiction": "NC", "name": "North Carolina", "statewideLicenseRequired": true, "licensingAgency": "North Carolina Licensing Board for General Contractors (NCLBGC)", "licensingAgencyUrl": "https://nclbgc.org/", "bondStatus": "conditional", "summary": "North Carolina requires a general contractor license for projects of $40,000 or more but does not require a bond of every licensee: a surety bond of $175,000, $500,000 or $1,000,000 is an optional substitute for the working-capital or net-worth test, by license limitation.", "bonds": [ { "name": "Surety bond in lieu of working capital / net worth", "amountUsd": null, "amountNote": "Depends on license limitation: $175,000 for a limited license, $500,000 for an intermediate license, $1,000,000 for an unlimited license. Filed only if the applicant does not demonstrate the required working capital (or, for a limited license, net worth): $17,000 working capital or $80,000 net worth (limited), $75,000 working capital (intermediate), $150,000 working capital (unlimited).", "appliesTo": "Applicants and renewing licensees who choose not to demonstrate the required working capital or net worth.", "obligee": "State of North Carolina, for the benefit of any person damaged by the licensee's breach of a construction contract or of a contract for labor, materials or professional services, or by an unlawful act or omission in performing a construction contract.", "statute": "21 NCAC 12A .0204(e) (authority G.S. 87-1, 87-4, 87-10, 87-15.1)", "statuteUrl": "http://reports.oah.state.nc.us/ncac/title%2021%20-%20occupational%20licensing%20boards%20and%20commissions/chapter%2012%20-%20general%20contractors/subchapter%20a/21%20ncac%2012a%20.0204.pdf", "statuteQuote": "The applicant shall maintain the bond in the amount of one hundred seventy-five thousand dollars ($175,000) for a limited license, five hundred thousand dollars ($500,000) for an intermediate license, and one million dollars ($1,000,000) for an unlimited license.", "effectiveOrAmended": "Rule amended effective September 1, 2019; recodified from 21 NCAC 12 .0204 effective January 2, 2020", "notes": "The bond must be continuous, from a surety rated A.M. Best Superior (A++/A+) or Excellent (A/A-), and must be maintained for as long as the license is held or until the required working capital is shown. If the surety cancels and the licensee does not re-establish financial responsibility within 30 days, the license is suspended. The rule states the bond is in addition to and not in lieu of any other bond required by law or contract." } ], "relatedBondsNote": null, "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "nc-0", "nc-1", "nc-2" ], "openQuestions": null }, { "jurisdiction": "ND", "name": "North Dakota", "statewideLicenseRequired": true, "licensingAgency": "North Dakota Secretary of State (the 'registrar' under NDCC ch. 43-07)", "licensingAgencyUrl": "https://www.sos.nd.gov/business/licensing-registration/contractors", "bondStatus": "none", "summary": "North Dakota requires a contractor license for any job whose cost, value or price exceeds $4,000, but there is no state contractor license bond: the statute that once required one, NDCC 43-07-11, was repealed in 1995; applicants file a certificate of liability insurance and workforce safety coverage instead.", "bonds": [], "relatedBondsNote": "NDCC 43-07-11 'Contractor's bond - Requirements' now reads in full: \"Repealed by S.L. 1995, ch. 397, § 9.\" Separately, NDCC 43-07-11.1 bars a contractor from entering a public contract with the state or a subdivision until it shows all delinquent income, sales or use taxes are paid (a tax commissioner's certificate satisfies this), and NDCC 43-07-12 requires a copy of the license in the bid bond envelope on public contract projects.", "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "nd-0", "nd-1" ], "openQuestions": null }, { "jurisdiction": "NE", "name": "Nebraska", "statewideLicenseRequired": false, "licensingAgency": "Nebraska Department of Labor, Contractor Registration", "licensingAgencyUrl": "https://dol.nebraska.gov/conreg/", "bondStatus": "none", "summary": "Nebraska has no statewide contractor license bond. Contractors and subcontractors register with the Nebraska Department of Labor under the Contractor Registration Act (Neb. Rev. Stat. §§ 48-2101 to 48-2117). Registration is required before construction work begins, anyone earning under $5,000 a year from such work is exempt, the registration fee is capped at $40, and the Act contains no bond or surety requirement.", "bonds": [], "relatedBondsNote": null, "localRequirementsNote": null, "prose": [], "confidence": "medium", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "ne-r0", "ne-r1", "ne-r2", "ne-r3" ], "openQuestions": null }, { "jurisdiction": "NH", "name": "New Hampshire", "statewideLicenseRequired": false, "licensingAgency": null, "licensingAgencyUrl": null, "bondStatus": "none", "summary": "New Hampshire has no statewide contractor license and no statewide contractor license bond. The state Attorney General’s consumer guidance states that contractors do not need to be licensed in New Hampshire, and the occupational chapters of RSA Title XXX list only electricians (RSA 319-C) and plumbers (RSA 329-A and RSA 330) among the building trades.", "bonds": [], "relatedBondsNote": null, "localRequirementsNote": null, "prose": [], "confidence": "medium", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "nh-r0", "nh-r1", "nh-r2", "nh-r3", "nh-r4", "nh-r5", "nh-r6", "nh-r7" ], "openQuestions": null }, { "jurisdiction": "NJ", "name": "New Jersey", "statewideLicenseRequired": true, "licensingAgency": "New Jersey Division of Consumer Affairs, Regulated Business Section (Home Improvement / Home Elevation Contractor registration); new State Board of Home Improvement and Home Elevation Contractors created by P.L. 2023, c. 237", "licensingAgencyUrl": "https://www.njconsumeraffairs.gov/hic", "bondStatus": "required", "summary": "Every New Jersey home improvement or home elevation contractor business must now hold 'additional security' (a compliance bond, irrevocable letter of credit or other approved security) of $10,000, $25,000 or $50,000 depending on contract size, on top of registration and commercial general liability insurance.", "bonds": [ { "name": "Additional security: compliance bond, irrevocable letter of credit, or securities/money", "amountUsd": null, "amountNote": "Three tiers by contract value: $50,000 for services under a contract valued at more than $120,000, or for contracts valued at a minimum of $750,000 in the previous 12 months; $25,000 for a contract valued between $10,000 and $120,000, or contracts between $150,000 and $750,000 in the previous 12 months; $10,000 for a contract valued at less than $10,000, or contracts valued less than $150,000 in the previous 12 months.", "appliesTo": "All Home Improvement Contractor Businesses (HICBs) and Home Elevation Contractor Businesses (HECBs) obtaining, renewing or reinstating a New Jersey registration.", "obligee": "State of New Jersey / Division of Consumer Affairs (the Division must find the form of security acceptable).", "statute": "N.J.S.A. 56:8-142 (Contractors' Business Registration Act, N.J.S.A. 56:8-136 et seq., as amended by P.L. 2023, c. 237)", "statuteUrl": "https://www.njconsumeraffairs.gov/Documents/HIC-HEC-Regarding-Changes-To-The-Law-New-Requirements-For-Registration.pdf", "statuteQuote": "pursuant to N.J.S.A. 56:8-142, all HICBs and HECBs must maintain additional security in the form of a compliance bond, irrevocable letter of credit, or securities, money or other security.", "effectiveOrAmended": "P.L. 2023, c. 237 signed 2024-01-08; enforced through registration renewal: existing registrations expired 2025-03-31 and renewals from that cycle required the security", "notes": "The same amendment added a workers' compensation insurance requirement (unless exempt under N.J.S.A. 34:15-1 et seq.) and kept the pre-existing commercial general liability requirement of at least $500,000 per occurrence for HICBs and $1,000,000 per occurrence for HECBs." } ], "relatedBondsNote": "New Jersey has no statewide general/commercial contractor license or bond; the security above attaches to the home improvement and home elevation registrations only.", "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "nj-0" ], "openQuestions": null }, { "jurisdiction": "NM", "name": "New Mexico", "statewideLicenseRequired": true, "licensingAgency": "New Mexico Regulation and Licensing Department, Construction Industries Division (CID)", "licensingAgencyUrl": "https://www.rld.nm.gov/construction/", "bondStatus": "required", "summary": "Every New Mexico contractor's license requires a $10,000 surety bond, filed with the Construction Industries Division at initial licensure and again as a condition of each renewal.", "bonds": [ { "name": "Contractor's license bond", "amountUsd": 10000, "amountNote": "$10,000, furnished at initial licensure and as a condition of each renewal (14.6.3.8(C)(1) NMAC).", "appliesTo": "Each applicant for a contractor's license issued by the Construction Industries Division, at initial licensure and at each renewal.", "obligee": "New Mexico Construction Industries Division (bond must be acceptable to the director).", "statute": "NMSA 1978, § 60-13-49; implemented by 14.6.3.8(C)(1) NMAC", "statuteUrl": "https://www.srca.nm.gov/parts/title14/14.006.0003.html", "statuteQuote": "Upon initial licensure and as a condition of renewal each applicant shall furnish to the division a bond in the amount of ten thousand dollars ($10,000) underwritten by a corporate surety authorized to transact business in New Mexico.", "effectiveOrAmended": "Rule provision replaced effective 2022-03-10", "notes": null } ], "relatedBondsNote": null, "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "nm-0" ], "openQuestions": null }, { "jurisdiction": "NV", "name": "Nevada", "statewideLicenseRequired": true, "licensingAgency": "Nevada State Contractors Board (NSCB)", "licensingAgencyUrl": "https://www.nvcontractorsboard.com/", "bondStatus": "required", "summary": "Every Nevada contractor's license requires a surety bond (or cash deposit) in an amount the State Contractors Board sets case by case between $1,000 and $500,000, based on the license classification, the monetary limit requested and the applicant's financial responsibility.", "bonds": [ { "name": "Contractor's License Bond (or cash deposit in lieu)", "amountUsd": null, "amountNote": "Range, set individually by the Board: not less than $1,000 and not more than $500,000. The Board fixes the figure with reference to the contractor's financial and professional responsibility and the magnitude of operations; the NSCB's own licensing page adds that it varies 'based on the type of license, monetary limit, past, present or future financial responsibility, experience, and character of the applicant.' There is no fixed published dollar-per-class schedule for this bond. After 5 consecutive years licensed in Nevada the Board may relieve a licensee of the bond (NRS 624.270(5)). A cash deposit carries a $200 biennial administrative fee.", "appliesTo": "Every applicant for a Nevada contractor's license, and every renewal, in all classifications.", "obligee": "In favor of the State of Nevada, for the benefit of owners, laborers, material suppliers and others damaged by the contractor (NRS 624.273).", "statute": "Nev. Rev. Stat. § 624.270", "statuteUrl": "https://www.nvcontractorsboard.com/wp-content/uploads/2024/10/2024-Combined-NRS-Book.pdf", "statuteQuote": "the amount of each bond or cash deposit required by this section must be fixed by the Board with reference to the contractor's financial and professional responsibility and the magnitude of the contractor's operations, but must be not less than $1,000 or more than $500,000.", "effectiveOrAmended": "Last amended 2021 (NRS A 2021, 1058)", "notes": "NRS 624.270(6) requires the Board to impose a bond or deposit on a contractor with three substantiated wage claims in 2 years. NRS 624.270(8) can require performance and payment bonds of at least 50% of the contract amount from pool/spa and residential photovoltaic contractors who have violated NRS 624.301-624.305 or had contracts voided." }, { "name": "Residential Pool and Spa Consumer Protection Bond (or cash deposit)", "amountUsd": null, "amountNote": "Class/volume-dependent. Statutory range $10,000 to $400,000. NAC 624.69575(2) schedule, based on the greater of the prior or expected 12-month aggregate value of residential pool/spa contracts: $25,000 or less → $10,000; $25,001-$50,000 → $15,000; $50,001-$100,000 → $30,000; $100,001-$250,000 → $50,000; $250,001-$500,000 → $100,000; $500,001-$1,000,000 → $200,000; $1,000,001-$5,000,000 → $300,000; more than $5,000,000 → $400,000.", "appliesTo": "Contractors licensed to perform work concerning residential pools or spas, in addition to the NRS 624.270 license bond.", "obligee": "In favor of the State of Nevada solely for the benefit of consumers who contracted for residential pool or spa work.", "statute": "Nev. Rev. Stat. § 624.276; Nev. Admin. Code § 624.69575", "statuteUrl": "https://www.nvcontractorsboard.com/wp-content/uploads/2024/10/2024-Combined-NRS-Book.pdf", "statuteQuote": "The amount of each bond or cash deposit required by this section must be fixed by the Board with reference to the contractor's financial and professional responsibility and the magnitude of the contractor's operations, but must be not less than $10,000 or more than $400,000.", "effectiveOrAmended": "NAC 624.69575 last amended by R047-23, effective 4-19-2024", "notes": "The Board may relieve a pool/spa contractor of this bond after 5 consecutive years of licensure." } ], "relatedBondsNote": "Not a bond, but relevant: NRS 624.470 requires residential contractors to pay a biennial Recovery Fund assessment of up to $200 (monetary limit not more than $1,000,000), $500 (more than $1,000,000 but limited) or $1,000 (unlimited).", "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "nv-0", "nv-1", "nv-2" ], "openQuestions": null }, { "jurisdiction": "NY", "name": "New York", "statewideLicenseRequired": false, "licensingAgency": "None statewide. The NY Department of State, Division of Consumer Protection, states it does not license home improvement contractors; licensing is municipal or county.", "licensingAgencyUrl": "https://dos.ny.gov/", "bondStatus": "local_only", "summary": "New York State does not license home improvement or general contractors and imposes no state contractor license bond; New York City, Buffalo and six downstate counties license them locally, and those local licenses are where bond requirements arise.", "bonds": [], "relatedBondsNote": null, "localRequirementsNote": "NY Department of State: \"home improvement contractors must be granted a license to work in New York City and Buffalo, and in the counties of Suffolk, Nassau, Westchester, Putnam, and Rockland.\" For New York City specifically, the Department of Consumer and Worker Protection licensing checklist requires \"Home Improvement Business Trust Fund Enrollment OR Copy of $20,000 Surety Bond (or Third-Party Bond), properly signed\": the bond copy must name DCWP as certificate holder; Trust Fund enrollment costs $200 (source: nyc.gov DCWP Licensing Checklist, Home Improvement Contractor, retrieved 2026-09-22).", "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "ny-0", "ny-1" ], "openQuestions": null }, { "jurisdiction": "OH", "name": "Ohio", "statewideLicenseRequired": null, "licensingAgency": null, "licensingAgencyUrl": null, "bondStatus": "none", "summary": "Ohio has no statewide contractor license bond. The Ohio Construction Industry Licensing Board licenses electrical, HVAC, plumbing, hydronics and refrigeration contractors. The licensing statute, Ohio Rev. Code § 4740.06, requires contractor’s liability insurance in an amount the board’s specialty section determines, which Ohio Adm. Code 4101:16-2-09 sets at not less than $500,000; neither provision contains a bond or surety requirement.", "bonds": [], "relatedBondsNote": null, "localRequirementsNote": null, "prose": [], "confidence": "medium", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "oh-r0", "oh-r1", "oh-r2", "oh-r3", "oh-r4", "oh-r5", "oh-r6", "oh-r7" ], "openQuestions": null }, { "jurisdiction": "OK", "name": "Oklahoma", "statewideLicenseRequired": false, "licensingAgency": "Oklahoma Construction Industries Board (CIB)", "licensingAgencyUrl": "https://oklahoma.gov/cib.html", "bondStatus": "required", "summary": "Oklahoma has no statewide general contractor license, but every active plumbing, electrical and mechanical contractor licensed by the Construction Industries Board must file a $5,000 license bond payable to the Board, which replaces any municipal license bond; roofing contractors register with insurance instead and file no bond.", "bonds": [ { "name": "Contractor license bond (plumbing, electrical and mechanical contractors)", "amountUsd": 5000, "amountNote": "Flat $5,000 per active contractor license, in each of the plumbing, electrical and mechanical trades. Continuous, with 30 days' cancellation notice, in the individual license holder's name.", "appliesTo": "Each active plumbing, electrical or mechanical contractor licensed by the CIB. Under the electrical rule, the bond is waived where the contractor is employed by a corporation, partnership, public entity or political subdivision that files an affidavit assuming financial responsibility and confining the work to property it owns, and a contractor who lets the bond lapse is placed on inactive status.", "obligee": "Payable to the Oklahoma Construction Industries Board (Bonds and Insurance Unit), for the benefit of persons injured or suffering financial loss from the contractor's failure of performance.", "statute": "Okla. Admin. Code 158:40-5-5(a) for electrical contractors, under the Electrical License Act, 59 O.S.; Construction Industries Board requirements for plumbing and mechanical contractors", "statuteUrl": "https://oklahoma.gov/content/dam/ok/en/cib/documents/your-industry/electrical-industry/title_158_chapter_40.pdf", "statuteQuote": "Each active electrical contractor must furnish a license bond in the amount of $5,000.00 to the Bonds and Insurance Unit. This bond is to be a continuous bond with a thirty (30)-day cancellation notice.", "effectiveOrAmended": "Rule last amended at 43 Ok Reg 779, effective 7-11-2026", "notes": "The electrical rule states the bond \"will be filed with the Bonds and Insurance Unit of the Oklahoma Construction Industries Board and be in lieu of all other license bonds to any political subdivision.\" Separately, an active contractor must carry at least $50,000 combined single limit commercial general liability insurance with the CIB as certificate holder." } ], "relatedBondsNote": "Roofing contractors are registered, not bonded: the CIB requires proof of general liability insurance of at least $500,000 for residential roofing work and at least $1,000,000 for a commercial roofing endorsement, with no surety bond. A nonresident electrical contractor bond may be required on file with the Oklahoma Tax Commission (OAC 158:40-5-4(f)(7)); that separate bond was not quantified here.", "localRequirementsNote": "The CIB license bond is expressly \"in lieu of all other license bonds to any political subdivision\" (OAC 158:40-5-5(a)), but electrical firms must still \"register with the city or town in whose jurisdiction they intend to operate where registration is required\" (OAC 158:40-5-4(e)).", "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "ok-0", "ok-1", "ok-2", "ok-3", "ok-4" ], "openQuestions": null }, { "jurisdiction": "OR", "name": "Oregon", "statewideLicenseRequired": true, "licensingAgency": "Oregon Construction Contractors Board (CCB)", "licensingAgencyUrl": "https://www.oregon.gov/ccb/", "bondStatus": "required", "summary": "Every Oregon CCB license requires a surety bond whose amount depends on the endorsement, from $15,000 for residential limited and several residential service endorsements up to $80,000 for a Commercial General Contractor Level 1.", "bonds": [ { "name": "Construction Contractors Board surety bond (letter of credit or cash deposit accepted in lieu)", "amountUsd": null, "amountNote": "Class-dependent, by license endorsement (OAR 812-003-0171, effective 2024-01-01): Residential General Contractor $25,000; Residential Specialty Contractor $20,000; Residential Limited Contractor $15,000; Residential Developer $25,000; Residential Locksmith Services Contractor $15,000; Home Inspector Services Contractor $15,000; Home Services Contractor $15,000; Home Energy Performance Score Contractor $15,000; Residential Restoration Contractor $15,000; Commercial General Contractor Level 1 $80,000; Commercial Specialty Contractor Level 1 $55,000; Commercial General Contractor Level 2 $25,000; Commercial Specialty Contractor Level 2 $25,000; Commercial Developer $25,000; Construction Flagging Contractor $25,000.", "appliesTo": "Every CCB licensee, by the endorsement(s) held.", "obligee": "State of Oregon / Construction Contractors Board (the CCB publishes prescribed residential and commercial bond forms).", "statute": "Or. Admin. R. 812-003-0171; authority ORS 701.068, 701.088 & 701.235; implements ORS 701.068, 701.081, 701.084, 701.088, 701.470 & 701.540", "statuteUrl": "https://secure.sos.state.or.us/oard/view.action?ruleNumber=812-003-0171", "statuteQuote": "Residential General Contractor — $25,000.", "effectiveOrAmended": "2024-01-01 (CCB 1-2023, amendment filed 11/30/2023)", "notes": "OAR 812-003-0175 allows the CCB to require an increased bond, letter of credit or cash deposit where there is past unresolved activity." } ], "relatedBondsNote": null, "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "or-0" ], "openQuestions": null }, { "jurisdiction": "PA", "name": "Pennsylvania", "statewideLicenseRequired": true, "licensingAgency": "Pennsylvania Office of Attorney General, Bureau of Consumer Protection (Home Improvement Contractor registration)", "licensingAgencyUrl": "https://www.attorneygeneral.gov/businesses-and-organizations/home-improvement-contractor-registration/", "bondStatus": "none", "summary": "Pennsylvania requires home improvement contractors to register with the Attorney General's Bureau of Consumer Protection and to carry $50,000 personal-injury and $50,000 property-damage liability insurance, but the Home Improvement Consumer Protection Act requires no surety bond of any kind, and there is no statewide general contractor license.", "bonds": [], "relatedBondsNote": "The words \"bond\" and \"surety\" do not appear anywhere in the Home Improvement Consumer Protection Act. The only security instrument in the Act is a letter of credit for retailers: under § 517.9(10)(ii)(A) a home improvement retailer may escape the one-third deposit cap by posting \"an irrevocable letter of credit payable to the bureau ... in the amount of $100,000 per store location but not to exceed $2,000,000 for a home improvement retailer that has multiple stores.\"", "localRequirementsNote": "§ 517.12 (Preemption of local registration): \"Registration under this act shall preclude any requirement of payment of a fee or registration or licensing of any home improvement contractor by any political subdivision.\" Political subdivisions may still require building permits and enforce the building code, and the section does not disturb licensing standards for electricians, plumbers and others in effect when the Act took effect.", "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "pa-0" ], "openQuestions": null }, { "jurisdiction": "RI", "name": "Rhode Island", "statewideLicenseRequired": true, "licensingAgency": "Contractors' Registration and Licensing Board (CRLB)", "licensingAgencyUrl": "https://crb.ri.gov/", "bondStatus": "conditional", "summary": "Rhode Island requires contractors to register with the Contractors' Registration and Licensing Board, but the Board's current registration rules impose no surety bond on a general contractor registration; bonds attach only to certain separately licensed disciplines, and those amounts sit in the General Laws.", "bonds": [ { "name": "Discipline-specific bond (e.g. underground utility contractor, commercial roofing contractor)", "amountUsd": null, "amountNote": "The CRLB's own rules contain no bond amount.", "appliesTo": "Holders of certain CRLB trade licenses, NOT ordinary contractor registrants.", "obligee": null, "statute": "440-RICR-10-00-1 (CRLB General Rules), §§ 1.6.7 and 1.12.2; underlying amounts in R.I. Gen. Laws chs. 5-65.2, 5-65.3, 5-73", "statuteUrl": "https://rules.sos.ri.gov/regulations/Part/440-10-00-1", "statuteQuote": "The responsible person is required to meet all applicable requirements for registration/licensing, including, but not limited to providing evidence of the required insurance and bond and maintaining the required continuing education credit.", "effectiveOrAmended": null, "notes": "The same Part lists 'Lack of minimum bond or proof of bonding capacity' among the grounds for a Notice of Violation, confirming that a bond applies to some disciplines." } ], "relatedBondsNote": null, "localRequirementsNote": null, "prose": [], "confidence": "medium", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "ri-0", "ri-1", "ri-2", "ri-3" ], "openQuestions": null }, { "jurisdiction": "SC", "name": "South Carolina", "statewideLicenseRequired": true, "licensingAgency": "South Carolina Contractor's Licensing Board and Residential Builders Commission, Department of Labor, Licensing and Regulation (LLR)", "licensingAgencyUrl": "https://llr.sc.gov/clb/", "bondStatus": "conditional", "summary": "South Carolina requires no bond of every licensee: a commercial general or mechanical contractor may post a surety bond equal to its license group's net worth instead of filing a financial statement, while a residential builder must post a bond of at least $15,000 unless it shows financial responsibility the commission accepts.", "bonds": [ { "name": "Surety bond in lieu of financial statement (commercial general / mechanical contractor)", "amountUsd": null, "amountNote": "Equal to the net worth required for the applicant's license group under § 40-11-260: general contractors $20,000 (Group One), $60,000 (Two), $150,000 (Three), $250,000 (Four), $350,000 (Five); mechanical contractors $7,000 (One), $15,000 (Two), $30,000 (Three), $60,000 (Four), $300,000 (Five).", "appliesTo": "General or mechanical contractor applicants/renewals that do not file a qualifying financial statement.", "obligee": "State of South Carolina.", "statute": "S.C. Code § 40-11-262", "statuteUrl": "https://www.scstatehouse.gov/code/t40c011.php", "statuteQuote": "In lieu of providing a financial statement showing a minimum net worth or working capital for a license group as required by Section 40-11-260, an applicant may provide a surety bond from a surety authorized to transact surety business in this State in the same amount as the net worth for the applicant's license group.", "effectiveOrAmended": null, "notes": "The bond must be continuous, must name the State of South Carolina as obligee, and is 'in addition to, and not in lieu of, any other surety bond required of the applicant by law or regulation.' If it is canceled the licensee has ten days to prove net worth or the license is suspended." }, { "name": "Residential builder's bond", "amountUsd": 15000, "amountNote": "Not less than $15,000, but 'proof of financial responsibility acceptable to the commission' is an accepted substitute, so it is not a universal bond.", "appliesTo": "Applicants for a South Carolina residential builder's license.", "obligee": "South Carolina Residential Builders Commission.", "statute": "S.C. Code § 40-59-220(C)", "statuteUrl": "https://www.scstatehouse.gov/code/t40c059.php", "statuteQuote": "the applicant submits an executed bond in the form and with a surety approved by the commission in the sum of not less than fifteen thousand dollars or proof of financial responsibility acceptable to the commission.", "effectiveOrAmended": null, "notes": null }, { "name": "Residential specialty contractor's bond", "amountUsd": null, "amountNote": "Amount set by the Residential Builders Commission; triggered only when a single job for an individual property owner exceeds $5,000.", "appliesTo": "Registered residential specialty contractors on jobs over $5,000.", "obligee": "South Carolina Residential Builders Commission.", "statute": "S.C. Code § 40-59-220(D)", "statuteUrl": "https://www.scstatehouse.gov/code/t40c059.php", "statuteQuote": "When the cost of an undertaking performed by a residential specialty contractor for an individual property owner exceeds five thousand dollars, the residential specialty contractor must obtain an executed bond with a surety in an amount approved by the commission.", "effectiveOrAmended": null, "notes": null } ], "relatedBondsNote": null, "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "sc-0", "sc-1" ], "openQuestions": null }, { "jurisdiction": "TN", "name": "Tennessee", "statewideLicenseRequired": true, "licensingAgency": "Tennessee Board for Licensing Contractors, Department of Commerce and Insurance", "licensingAgencyUrl": "https://www.tn.gov/commerce/regboards/contractors.html", "bondStatus": "conditional", "summary": "Tennessee does not require a bond of every licensed contractor (a license and its monetary limit rest on a CPA-prepared financial statement), but a contractor whose financials fall short may file a $500,000 or $1,000,000 Contractor's License Bond as an indemnity, and Home Improvement licensees in nine counties must post a $10,000 bond.", "bonds": [ { "name": "Tennessee Home Improvement Contractor's Surety Bond", "amountUsd": 10000, "amountNote": "Flat $10,000. A cash or property bond or an irrevocable letter of credit may be substituted as the proof of financial responsibility.", "appliesTo": "Home Improvement licensees: residential remodeling of $3,000 to $24,999 in Bradley, Davidson, Hamilton, Haywood, Knox, Marion, Robertson, Rutherford and Shelby counties.", "obligee": "State of Tennessee, for the benefit of all owners.", "statute": "T.C.A. § 62-6-506", "statuteUrl": "https://www.tn.gov/content/dam/tn/commerce/documents/regboards/contractors/forms/ContHIBond2010.pdf", "statuteQuote": "as surety, are held and firmly bound unto the State of Tennessee, for the benefit of all owners, as defined by Tennessee Code Annotated, Title 62, Chapter 6, undertaken by the principal in the full and just sum of ten thousand dollars ($10,000.00)", "effectiveOrAmended": null, "notes": "The Board's form cites 'Public Chapter 460, Title 62, chapter 6, Section 506 of Tennessee Code Annotated' as the authority. Aggregate surety liability is capped at $10,000 regardless of how many years the bond runs." }, { "name": "Contractor's License Bond (indemnity option)", "amountUsd": null, "amountNote": "$500,000 for monetary limits under $1,500,000; $1,000,000 for limits exceeding $1,500,000. Optional: used only in lieu of a Guaranty Agreement, and only in extenuating circumstances.", "appliesTo": "Licensees whose CPA financial statement does not support the monetary limit requested and who cannot supply a Line of Credit or Guaranty Agreement.", "obligee": "State of Tennessee, Department of Commerce and Insurance, Board for Licensing Contractors.", "statute": "Tennessee Board for Licensing Contractors, Contractor's License Bond instructions (under T.C.A. tit. 62, ch. 6)", "statuteUrl": "https://www.tn.gov/content/dam/tn/commerce/documents/regboards/contractors/forms/ContBondInstructions_000.pdf", "statuteQuote": "Also, a \"Contractor's License Bond\" may be obtained in the amount of $500,000 (for limits less than $1,500,000); or $1,000,000 (for limits exceeding $1,500,000).", "effectiveOrAmended": null, "notes": "Board guidance (rev. 9/25/12) states the bond 'may be used only in lieu of the \"Guaranty Agreement\" and does not waive any other license requirements', must use the Board's exact form with a Power of Attorney attached, and cannot be released from liability for one year after license expiry." } ], "relatedBondsNote": null, "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "tn-0", "tn-1", "tn-2", "tn-3" ], "openQuestions": null }, { "jurisdiction": "TX", "name": "Texas", "statewideLicenseRequired": false, "licensingAgency": "No statewide general-contractor licensing agency. Trades are licensed by the Texas Department of Licensing and Regulation (TDLR) and the Texas State Board of Plumbing Examiners.", "licensingAgencyUrl": "https://www.tdlr.texas.gov/", "bondStatus": "none", "summary": "Texas has no statewide general contractor license and no statewide contractor license bond; the state licenses only specific trades (electricians, air conditioning and refrigeration contractors, plumbers, water well drillers and a few others), and those licenses require liability insurance, not a surety bond.", "bonds": [], "relatedBondsNote": null, "localRequirementsNote": "Texas cities register general contractors and some require a bond before issuing permits.", "prose": [], "confidence": "medium", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "tx-0", "tx-1" ], "openQuestions": null }, { "jurisdiction": "VA", "name": "Virginia", "statewideLicenseRequired": true, "licensingAgency": "Board for Contractors, Department of Professional and Occupational Regulation (DPOR)", "licensingAgencyUrl": "https://www.dpor.virginia.gov/Boards/Contractors", "bondStatus": "conditional", "summary": "Virginia does not require a contractor license bond: Class A and Class B firms must show net worth of $45,000 and $15,000 respectively, and may file a $50,000 surety bond on the Board's form instead; Class C licensees face neither requirement.", "bonds": [ { "name": "Contractor license surety bond (alternative to net worth)", "amountUsd": 50000, "amountNote": "Flat $50,000. Optional: an alternative to documenting net worth. Applies to Class A and Class B only.", "appliesTo": "Class A and Class B contractor applicants and renewals that do not document the required net worth.", "obligee": "Filed with the Department; corporate surety licensed in Virginia and approved by the Attorney General.", "statute": "Va. Code §§ 54.1-1106(C) and 54.1-1108; 18VAC50-22-60 (Class A) and 18VAC50-22-50 (Class B)", "statuteUrl": "https://law.lis.virginia.gov/vacode/title54.1/chapter11/section54.1-1106/", "statuteQuote": "In lieu of compliance with subsection B, an applicant may demonstrate financial responsibility by electing to obtain and maintain a bond in the amount of $50,000.", "effectiveOrAmended": null, "notes": "Both regulations then allow the firm to 'obtain a $50,000 surety bond on the board's bond form' instead." } ], "relatedBondsNote": null, "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "va-0", "va-1", "va-2", "va-3" ], "openQuestions": null }, { "jurisdiction": "VT", "name": "Vermont", "statewideLicenseRequired": true, "licensingAgency": "Office of Professional Regulation, Vermont Secretary of State", "licensingAgencyUrl": "https://sos.vermont.gov/residential-contractors", "bondStatus": "none", "summary": "Vermont requires residential contractors to register with the Office of Professional Regulation before contracting with a homeowner for more than $10,000 of residential construction, but no surety bond is required, only liability insurance of $1,000,000 per occurrence and $2,000,000 aggregate.", "bonds": [], "relatedBondsNote": null, "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "vt-0", "vt-1", "vt-2", "vt-3" ], "openQuestions": null }, { "jurisdiction": "WA", "name": "Washington", "statewideLicenseRequired": true, "licensingAgency": "Washington State Department of Labor & Industries (L&I)", "licensingAgencyUrl": "https://lni.wa.gov/licensing-permits/contractors/", "bondStatus": "required", "summary": "Every construction contractor in Washington must register with L&I and file a continuous surety bond of $30,000 as a general contractor or $15,000 as a specialty contractor, on top of liability insurance.", "bonds": [ { "name": "Contractor registration surety bond", "amountUsd": null, "amountNote": "$30,000 for a general contractor, $15,000 for a specialty contractor (RCW 18.27.040(1)). L&I also accepts an assignment of savings in place of a surety bond.", "appliesTo": "Every contractor registering with L&I (registration is mandatory for all construction contractors, in both the general and the 63 specialty classifications).", "obligee": "State of Washington.", "statute": "RCW 18.27.040(1)", "statuteUrl": "https://app.leg.wa.gov/RCW/default.aspx?cite=18.27.040", "statuteQuote": "Each applicant shall file with the department a surety bond issued by a surety insurer who meets the requirements of chapter 48.28 RCW in the sum of $30,000 if the applicant is a general contractor or $15,000 if the applicant is a specialty contractor.", "effectiveOrAmended": "2024-07-01 (2023 c 213 s 3; the session law note reads: \"Sections 3 through 9 of this act take effect July 1, 2024.\")", "notes": "The bond is continuous, names the State of Washington as obligee, and is conditioned on the contractor paying labor and employee benefits, taxes and contributions due the state, material and equipment suppliers, and amounts adjudged for breach of contract including improper work. Cancellation or withdrawal of the surety automatically suspends the registration." } ], "relatedBondsNote": "RCW 39.12.050 gives unpaid wages on a public works contract a lien against the bond, noted in the statute's own cross-references.", "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "wa-0", "wa-1", "wa-2" ], "openQuestions": null }, { "jurisdiction": "WI", "name": "Wisconsin", "statewideLicenseRequired": true, "licensingAgency": "Wisconsin Department of Safety and Professional Services (DSPS)", "licensingAgencyUrl": "https://dsps.wi.gov/pages/Professions/DwellingContractor/Default.aspx", "bondStatus": "conditional", "summary": "Wisconsin has no universal contractor license bond: a Dwelling Contractor (the certification needed to pull a permit on a one- or two-family dwelling) must prove financial responsibility with either a surety bond of at least $25,000 or general liability insurance of at least $250,000 per occurrence.", "bonds": [ { "name": "Dwelling Contractor financial-responsibility bond", "amountUsd": 25000, "amountNote": "At least $25,000, and only one of two alternatives: general liability insurance of at least $250,000 per occurrence satisfies the same requirement. A bond of less than $25,000 puts the applicant into the Dwelling Contractor Restricted certification instead.", "appliesTo": "Businesses applying for a Dwelling Contractor certification (required, with a Dwelling Contractor Qualifier, to obtain a building permit for a one- and two-family dwelling).", "obligee": "Executed in the name of the State of Wisconsin for the benefit of any person who sustains a loss.", "statute": "Wis. Stat. § 101.654(2), as set out on DSPS form #3096", "statuteUrl": "https://dsps.wi.gov/Credentialing/Trades/fm3096.pdf", "statuteQuote": "If the business chooses to have in force a bond, endorsed by a surety company authorized to do business in Wisconsin (i.e. licensed in Wisconsin), of at least $25,000, conditioned upon the business complying with all applicable provisions of the one- and two-family dwelling code", "effectiveOrAmended": null, "notes": "DSPS form #3096 (rev. 01/08/2024). Neither the bond nor the insurance may be canceled except on 30 days' written notice served on the Department, and DSPS may suspend the certificate of financial responsibility without notice if replacement proof is not filed." } ], "relatedBondsNote": null, "localRequirementsNote": null, "prose": [], "confidence": "high", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "wi-0", "wi-1" ], "openQuestions": null }, { "jurisdiction": "WV", "name": "West Virginia", "statewideLicenseRequired": true, "licensingAgency": "West Virginia Contractor Licensing Board (Division of Labor)", "licensingAgencyUrl": "https://wvclboard.wv.gov/", "bondStatus": "conditional", "summary": "A West Virginia contractor license itself carries no surety bond, but a company doing construction with employees in West Virginia must post a wage bond with the Division of Labor (four weeks of peak West Virginia payroll plus 15%), unless it qualifies for one of six exemptions.", "bonds": [ { "name": "Wage bond", "amountUsd": null, "amountNote": "Calculated, not flat: gross West Virginia payroll for four weeks at maximum capacity or production, plus 15%. May be posted as cash/check/money order, an irrevocable letter of credit, a certificate of deposit, or a surety bond.", "appliesTo": "Companies engaged in construction, mining or the transportation of minerals that have employees working in West Virginia and do not qualify for an exemption.", "obligee": "West Virginia Division of Labor / Commissioner of Labor.", "statute": "West Virginia Division of Labor wage bond requirement (W. Va. Code § 21-5-14)", "statuteUrl": "https://labor.wv.gov/media/112/download?inline=", "statuteQuote": "Any company that has employees working in the state of West Virginia that does not qualify for one of the above exemptions must post a wage bond with the Division of Labor for a period of up to one year.", "effectiveOrAmended": null, "notes": "Exemptions reported on Form WBA1 (Wage Bond Status Affidavit): work limited to single-family dwellings and/or family farming; no employees working in WV; at least one year in business with employees in WV; five years in business in another state; $100,000 or more in available assets; or a subsidiary of a parent in business more than five years." } ], "relatedBondsNote": null, "localRequirementsNote": null, "prose": [], "confidence": "medium", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "wv-0", "wv-1", "wv-2" ], "openQuestions": null }, { "jurisdiction": "WY", "name": "Wyoming", "statewideLicenseRequired": false, "licensingAgency": "No statewide contractor licensing agency; electrical licensing by the Wyoming Department of Fire Prevention and Electrical Safety (State Fire Marshal)", "licensingAgencyUrl": "https://wsfm.wyo.gov/electrical-safety/licensing", "bondStatus": "none", "summary": "Wyoming has no statewide contractor license and no state contractor license bond; the only statewide construction-trade license is the electrical contractor license, and W.S. 35-9-125 requires a master electrician of record and a fee, no bond and no insurance.", "bonds": [], "relatedBondsNote": null, "localRequirementsNote": "Wyoming municipalities and counties license contractors and some require bonds. W.S. 35-9-121 ('Local enforcement') does contemplate local enforcement authorities for the electrical code.", "prose": [], "confidence": "medium", "verified": true, "verifiedAt": "2026-09-22", "publishable": true, "sourceIds": [ "wy-0", "wy-1" ], "openQuestions": null } ] }